Getting life insurance seems like such a pain.
I mean, you have to jump through all these hoops — sign a million forms, go to a doctor’s office to get a physical and send a stack of paperwork to an insurance agent. The whole thing is probably going to take weeks!
Maybe you’re interested in getting a life insurance policy to take care of your family in case you die unexpectedly. But let’s face it: At this rate, you’ll probably never get around to it, because it’s a hassle that never quite rises to the top of your to-do list. Does it?
Ah, but what if it were way simpler than that?
If you’re stalled on the whole life insurance thing, try checking out innovative new options like Leap Life’s online marketplace. It’s like a personal shopper for life insurance. Its motto is brutally honest: “Life insurance isn’t fun. Let’s get it over with quick.”
Wow! The folks at Leap Life are not exactly holding back, are they? Clearly, this isn’t your dad’s life insurance agency.
Leap Life simplifies and streamlines the process in a big way. You can apply in minutes, and most healthy people can do it all online — no medical exam required.
Lickety-split, you get instant quotes from top life insurance companies like Prudential, Lincoln Financial, Pacific Life, and Protective, among others.
That way, you can compare them side-by-side to find the best life insurance policy matched to your needs.
Cheaper Than You Think
Leap Life uses your information to predict approval and match you to the most affordable insurance policies to fit your needs. The company says it saves people an average of 50% on their insurance premiums.
The company says its research shows that 80% of Americans can pay 50% to 300% more for their life insurance if they pick the wrong life insurance carrier. The could mean paying hundreds of dollars more per month than you have to.
People overestimate the cost of life insurance, anyway. For instance, nearly half of millennials think life insurance costs about five times what it actually does, according to a 2018 study by the life insurance industry group LIMRA.
No Hassle, Free Returns
Leap Life is updating the old model. If you stuck with the life insurance industry’s traditional way of doing things, you might have to wait weeks to hear whether you’re approved.
You don’t have to wait any longer. And if you change your mind, you’ve got a 30-day money-back guarantee.
Leap Life’s pitch is that it’ll match you with a policy that fits your needs, your health history and your financial situation. “No extra fees, no hassle and free 30-day returns,” the company’s website says.
The company has an A-plus rating with the BBB. It operates in every U.S. state except New York.
You can choose a life insurance policy that lasts from 10 to 30 years, with death benefits ranging from $250,000 to $5 million.
It’s time to get life insurance off your to-do list and move it over to your “done” list.
Really, it doesn’t have to be such a pain.