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Here’s a Guaranteed Way to Never Pay an Overdraft Fee Again

Heather Comparetto/The Penny Hoarder

Stuck in the endless cycle of overdraft fees?

Unfortunately, it’s easy to do. And big banks are banking big bucks from your $30 mistake — they collected $6.4 billion in overdraft fees from Americans in 2016, according to a CNN analysis.

That’s a lot.

The good news? You might never have to pay an overdraft fee again.

There are some very nice banking accounts out there that won’t charge you overdraft fees — like Aspiration.

The Aspiration Account is an online-only account with no monthly fees, no minimums and pays up to 1% APY interest.

Yep! Instead of forking over $30 a month for an overdraft accident, you actually have a chance earn money on the balance of your account.

To open your shiny new Aspiration Account, simply connect your existing bank account and transfer over as little as $10.

Have a happy fee-less life!

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